What Does Working With Me Look Like?

Medicare can feel complicated, but our conversations don’t have to be. My job is to help you sort through the information, understand your choices, and focus on what matters to you.

1. We Start With You

Before we talk about plans, I want to understand your needs.

That may include your doctors and healthcare providers, prescriptions, preferred pharmacies, budget, travel, and anything else that could affect your Medicare coverage.

If you’d like, you can complete my Optional Medicare Needs Analysis before we meet. It gives me a helpful head start in understanding your situation.

COMPLETE THE OPTIONAL MEDICARE NEEDS ANALYSIS

2. We Talk About Your Medicare Coverage Choices

Medicare Advantage and Medicare Supplement coverage work very differently.

Rather than beginning with a particular insurance company or plan, I believe we should first talk about how the different types of coverage work and which approach may make the most sense for you.

Then we can look at the plans and insurance companies available in your area.

3. We Narrow the Choices

You don’t need to sort through every Medicare advertisement, television commercial or piece of mail that arrives at your house.

Together, we’ll concentrate on the choices that are relevant to your needs and discuss the advantages, limitations and costs you should consider.

4. We Take Care of the Required Medicare Steps

Medicare has rules that licensed insurance agents are required to follow when discussing Medicare Advantage and Part D plans.

Depending on the type of appointment, this may include completing a Scope of Appointment before discussing specific plan benefits and recording certain telephone or virtual sales conversations.

I’ll guide you through the required steps and explain what we’re doing along the way.

5. When You’re Ready, I Help You Enroll

Once you’ve made your decision, I can help you complete the enrollment process and make sure you know what to expect next.

There is no obligation to enroll in a plan.

6. And I Don’t Disappear After Enrollment

This part matters to me.

Health insurance doesn’t stop being confusing just because you received your insurance card.

Questions come up. Providers change. Prescription issues happen. Bills sometimes don’t make sense. Plans change from year to year.

When you’re my client, I’m still here.

Sometimes I can solve the problem. Sometimes I can explain what’s happening. And sometimes my job is simply to help you figure out who you need to contact and what questions you should ask.

When Can I Enroll or Make Changes?

There are several different Medicare enrollment periods, and the one that applies to you depends upon your individual circumstances.

You may be approaching Medicare for the first time, retiring and leaving employer coverage, moving, experiencing another qualifying event, or reviewing your existing coverage during one of Medicare’s annual enrollment periods.

Rather than trying to determine which enrollment rule applies on your own, you’re welcome to contact me. We can determine what enrollment opportunity may be available to you and what deadlines you need to know.

Ready to Start?

Whether Medicare is brand new to you or you’ve had it for years, you don’t have to figure everything out by yourself.

11 Questions to Ask Before You Choose Your Medicare Coverage

COMING SOON — Sign up by email to receive my complimentary Medicare Guide:

Or, if you’re ready to begin a more personalized review:

COMPLETE THE OPTIONAL MEDICARE NEEDS ANALYSIS

I look forward to helping you understand your Medicare choices.